An accident with a truck can leaves you with serious and sometimes life-threatening injuries. Your main focus after an accident should always be your recovery. You may be facing ongoing medical treatment such as surgery and rehabilitative therapy.
The medical treatment following a serious injury can be expensive. The negligent party should pay your medical bills and for any other damages caused by the accident.
An experienced truck accident attorney can handle negotiations with any insurance company involved and will take care of filing a legal claim for compensation.
Types of Disability
The injuries you suffer in a truck accident will determine whether you are temporarily or permanently disabled, and thus, the compensation to which you might be entitled.
Temporary Disability: A temporary disability means you have relatively minor injuries and you will have a full recovery. Some of the common injuries that may cause a temporary disability include broken bones, whiplash, muscle strains, lacerations, and contusions.
Although some injuries may be serious, you will recover, sometimes after a period of physical therapy.
Long-Term Disability: A long-term disability occurs when you suffer a major injury likely to prevent you from returning to work for a long period. Some injuries may cause partial disability.
For example, you may recover from a shoulder injury, but you might never lift heavy boxes. You might be prevented from returning to your normal job if it partially disables you.
Permanent Disability: Some injuries may be permanently disabling. Head trauma may cause a traumatic brain injury (TBI) that will render you disabled and unable to work for the rest of your life. Other types of injuries that fall into this category are spinal cord injuries and arm or leg amputations. If you suffer from a permanent disability, you cannot work, and you may also require ongoing medical care.
Getting the Compensation You Deserve
After a truck accident, you will work with the insurance company of the at-fault party to obtain compensation for your injuries. This process can be a difficult and confusing time because the insurance company may offer you a settlement even before your medical treatment is completed. Accept no offers made to you at this time, and instead refer the insurance representative to your attorney.
You should not be provided settlement compensation unless the full extent of your injuries and recovery are known. If you are disabled following an accident, you are owed money for the time you cannot work.
If you are permanently disabled many additional expenses might need to be paid. You need not try to negotiate a settlement on your own. Count on your attorney to work to get you the settlement that will cover all of your damages.
If a settlement cannot be reached, a lawsuit may be necessary. If you or a loved one has been hit by an 18 wheeler and need a lawyer, call us to discuss your rights and options.